PennyWise AI - Expense Tracker
com.pennywiseai.tracker
android kind 32267
latest release
2.24.0
main
released 2026-10-25 16:33 UTC
download apk
PennyWise-v2.24.0-arm64-v8a.apk · 38.7 MB
✓ signed
cert b6c4aa9f…
about
- description
- Your bank already texts you every transaction. PennyWise reads those SMS on your phone and turns them into an automatic expense tracker — no manual entry, no sign-up, nothing uploaded. ★ Why PennyWise asks for SMS permission Reading bank SMS is how the app works — it is the entire product. Everything happens on your device: no server ever receives a message, there is no account to create, and the complete source code is public (AGPL-3.0) so anyone can verify exactly what it does. Would rather not grant it? You can still add transactions by hand or import a PDF statement. ★ Automatic expense tracking • Every UPI payment, card swipe, ATM withdrawal and bank transfer becomes a categorized transaction • 157 banks and payment services across 24 countries, with multi-currency support • Works with any UPI app — it reads your bank's SMS, not the app • A clean, searchable spending timeline that stays up to date on its own ★ Budgets and insights • Set monthly budgets per category and watch progress as you spend • Spending trends, category breakdowns and month-on-month comparisons • Automatic subscription detection — finds the recurring payments you forgot about • Smart rules to auto-categorize transactions your way ★ On-device AI assistant Ask "what did I spend on food last month?" and get a real answer. The AI model (Qwen 2.5) runs locally on your phone — no API calls, no cloud, works offline. ★ Private by design • No account, no login, no email required • No ads, no trackers, no analytics on your financial data • Nothing leaves your device • Open source (AGPL-3.0) — read the code yourself ★ Free, with an optional Pro upgrade PennyWise is free to use. An optional Pro license adds unlimited custom rules, PDF statement imports, CSV export, duplicate-account merge and scheduled daily backups — and directly supports a solo developer building PennyWise independently. Already have a license key? Enter it under Settings → PennyWise Pro. A money manager, budget planner and spending tracker in one — for people who hate typing in expenses.
- publisher
- 78ce6faa72264387284e647ba6938995735ec8c7d5c5a65737e55130f026307d
- first seen
- 2026-09-20T17:05:42.072991+00:00
- last event
- 2026-10-25 16:33 UTC
- install
- zapstore.dev or any Zapstore-compatible client
source & build
- repository
- https://github.com/sarim2000/pennywiseai-tracker
- arch flags
- android-arm64-v8a
- manifest
- missing
releases (kind 30063)
5 releases indexed; latest 2.24.0.
| version | channel | released | event |
|---|---|---|---|
| 2.24.0 | main | 2026-10-25 16:33 UTC | 273aa752… |
| 2.23.0 | main | 2026-10-17 09:47 UTC | 83c0b514… |
| 2.22.0 | main | 2026-10-12 18:12 UTC | 74aa23c0… |
| 2.21.0 | main | 2026-09-26 11:01 UTC | 2814a0a1… |
| 2.20.0 | main | 2026-09-20 09:34 UTC | 16f22445… |
assets & verification
Every app, release and asset event is schnorr-verified (NIP-01 id + signature) before it enters the catalog, and assets are content-addressed by sha256. We subscribe read-only to the catalog relay — never write to it.
2.24.0 — PennyWise-v2.24.0-arm64-v8a.apk
- sha256
- e4ce0724433a10c05ac453cf189335cf107c89f98084b940bac8930387774c39
- size
- 38.7 MB
- archs
- android-arm64-v8a
- version code
- 108
- apk cert sha256
- b6c4aa9f0376f1acae591177b449b8c20a1b308d1bb1706fb53636658f280440
- download
- PennyWise-v2.24.0-arm64-v8a.apk
2.23.0 — PennyWise-v2.23.0-arm64-v8a.apk
- sha256
- 1425ffaf032b586d3a5e0c02a2d8d035e2b8ac00a947d9fe29a3fb91ff6ff557
- size
- 38.3 MB
- archs
- android-arm64-v8a
- version code
- 107
- apk cert sha256
- b6c4aa9f0376f1acae591177b449b8c20a1b308d1bb1706fb53636658f280440
- download
- PennyWise-v2.23.0-arm64-v8a.apk
2.22.0 — PennyWise-v2.22.0-arm64-v8a.apk
- sha256
- 20e288f0ca355bbdbe4fe05376699829c1c77bbb1f13dca791a2bda53adb1b40
- size
- 38.2 MB
- archs
- android-arm64-v8a
- version code
- 106
- apk cert sha256
- b6c4aa9f0376f1acae591177b449b8c20a1b308d1bb1706fb53636658f280440
- download
- PennyWise-v2.22.0-arm64-v8a.apk
2.21.0 — PennyWise-v2.21.0-arm64-v8a.apk
- sha256
- 3510e2bcd79b495ae8590f8cb2004b50c25abe395cfafe90d13c930938062e92
- size
- 38.1 MB
- archs
- android-arm64-v8a
- version code
- 105
- apk cert sha256
- b6c4aa9f0376f1acae591177b449b8c20a1b308d1bb1706fb53636658f280440
- download
- PennyWise-v2.21.0-arm64-v8a.apk
2.20.0 — PennyWise-v2.20.0-arm64-v8a.apk
- sha256
- cd001e26485e29911776a609569fb7e1cf5b185907e268c1c7c43c31014cbbd9
- size
- 43.8 MB
- archs
- android-arm64-v8a
- version code
- 104
- apk cert sha256
- b6c4aa9f0376f1acae591177b449b8c20a1b308d1bb1706fb53636658f280440
- download
- PennyWise-v2.20.0-arm64-v8a.apk
Showing the newest 5 asset descriptors; the full set is in /api/apps/78ce6faa…